Are you new at budgeting money? Do you really need to start saving up for a new car, or your children's college funds? Here are some tips on how to start!
Make a total of all your static bills. Static bills occur every month, usually on the same day. Insurances, house payments, cell phone bills, and car/school loans are all considered static. Don't include things like grocery shopping, clothing, or eating out.
Make a list of income you receive each month. Use the amount of money you get after it's taxed.
Subtract the static amount from your income. This will become your true income.
Take a look at your credit cards. Order them with the highest interest cards at the top. We need to pay these off first, before any saving can occur. Saving money doesn't help if you're racking up interest payments! Only keep the one with the lowest interest rate in your wallet. This is for emergencies only!
With the growing concern of global warming and how it will affect the future of our environment, the interest of going green and owning a Hybrid vehicles is bigger now then ever. Hybrid vehicles are vehicles with a combination of a small combustion motor used for acceleration and an electric motor for the purpose of cruising and maintaining speed.
The ideal behind the Hybrid vehicles is to cut the usage down on combustion motors which produce greenhouse gas emissions, the leading causes of global warming. Greenhouse gases come from fossil fuel that not only cars use for a source of energy, but also homes and wake up now business, essentially entire cites, states and countries.
With the wide spread use of Hybrid vehicles and their growing popularity, emissions are expected to be reduced by 450 million metric tons by the year 2050. Amazingly enough that is like the equivalent of having 82.5 million less cars on the road.
Switching from the conventional combustion car to Hybrid vehicles can be a big step for people. If you have spent your whole life driving a conventional combustion car there is a slight learning curve, but that learning curve could be well worth a driver's decision.
When thinking about buying one, someone might worry about the process of keeping a car battery charged. This at one time may have been a hassle for consumers, but for the most part new technology has not only brought about smaller and more efficient batteries, they have also brought a technology know as Regenerative Braking.
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